Let the hive mind of Engadget get that for you.
"I've found myself using my PC for a lot of conversations lately, and I'm also considering recording a podcast to share with anyone who will listen. There are tons of USB headset / microphones out there, and I'm hoping someone has some solid recommendations based on experience. I'll consider both headsets and standalone mics, by the way, but I'd like to keep the bill under $100 if possible. Help!"
DanMacMan, that's because the Protection Plan by DirecTV is built in. If my equipment, which is old and owned by me, dies, DirecTV will replace it but I 'pay' for that coverage.
There is a big difference between paying a monthly lease rate, and paying a fee to be allowed to pay a monthly lease rate.