Let the hive mind of Engadget get that for you.
"I'm looking for a pair of quality headphones that aren't seemingly made of glass. I'm an avid BMXer which causes me to frequently bash on any type of technology that joins me for my daily riding. I've been through the higher quality headsets in the Skullcandy line as these are supposed to be built for "abuse," which is laughable. I cant wear earbuds or canal buds, as my large ears seem to have a repelling property upon anything that sits in them. Wired or Bluetooth doesn't really matter, but I need something that can hold up to taking a few hits every now and again. I'm trying to keep 'em under $150. Thanks!"
So because you were not running your company properly, you put yourself in a vulnerable position by relying on credit cards. It was your fault for maintaining a large balance on your credit card. You were not prepared, you did not have your affairs in order. If you did, you would have operating capital and not need credit cards to run your business.
BTW Obama did not fix anything with the credit card companies. All he did was make them change their practice from charging the losers high interest to charging the responsible people a fee. Yeah that isn’t Marxist is it, those who pay on time will now also pay for those who cannot afford to pay.
You say thank you to that? Don't you pay your bill on time? Well guess what bud your rates will increase as you are now paying for all the losers with high balances & defaults. So as more losers default on their cards, the more you will continue to pay. Back to square one for you and your credit card run business. :)